In the event that money is needed urgently, there is no time left to apply for a loan in the bank. An easy, fast and safe way to solve financial problems is profitable loans in a pawnshop secured by scrap gold, jewelry, watches.
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Advantages of loans in a pawnshop
Ломбард предоставляет залоговые займы всем лицам, достигшим совершеннолетия. Для оформления займа понадобится паспорт и залоговое имущество. Иных требований для заемщика нет. Кредитору совершенно безразличны факты кредитной истории клиента, источник и размер его доходов, долговая нагрузка. Перейдя по ссылке Redeem your watch hereYou can make an online assessment from the comfort of your home.
Loans secured by scrap gold have many advantages:
- registration within a few minutes;
- provision of a loan without unnecessary questions;
- the opportunity to receive a sum of money in the amount of 80-95% of the cost of a similar undamaged product;
- no waiting for the application to be considered;
- flexible loan terms;
- the client's right to early repayment of the loan at any time during the term of the agreement.
The client has the right to refuse to repay the loan without notifying the lender. In this case, the pledged property simply becomes the property of the pawnshop, and the borrower's credit history remains untarnished. The interest rate in a pawnshop is slightly lower than on loans from MFIs.
How to get a loan?
It is useful to remember the gold jewelry that is stored at home without any use. It is worth conducting an audit of gold deposits and collecting all the small parts of broken products. Such preparation will increase the weight of gold scrap.
Having prepared the property intended for pledge, you should take your passport and go to the pawnshop. Registration and issuance of a loan will not take more than 10 minutes. The whole procedure is quite simple:
- acceptance of gold scrap from the client;
- weighing and valuation of property;
- Announcement of the price;
- agreeing on the terms and other terms of the loan;
- signing documents and disbursement of money.
The entire process of acceptance and evaluation of property is carried out in the presence of the borrower, so the possibility of any fraud is completely excluded. When issuing a loan, the client receives a storage receipt and a pledge ticket signed by the parties to the transaction. The funds are transferred to the borrower at the same time.
After repaying the loan, the client can immediately apply for a new loan. Loans in a pawnshop secured by scrap gold are extremely convenient and are an excellent alternative to bank loans.